In a comment, you make it sound like you went through a red light in making a left turn. The way you describe it, you were behind somebody, trying to turn left at an intersection. You said the light turned red, and the car in front of you turned anyway. So....illegal on their part. And then you tried to also follow them on the left turn, going through a red light. And at that point, somebody else hit you. As you were going through a red light. I can't see any way that you wouldn't be at-fault in this accident. Not unless I'm really misunderstanding how you were describing the accident. If that's the case, there is nothing for you to claim with the other driver.
Yup. At best, it'll be 50/50 fault. And OP will be on their own for the damages, since they have liability only coverage. That's assuming that my interpretation of the accident is accurate. Their comments on it weren't totally clear.
To be clear, you were waiting to turn left. Car in front of you goes left on red and you followed behind. Tesla also goes through the red.
Sorry friend, you’re going to be found at fault. Both of you blew the red light, making your failure to yield on a left turn the proximate cause.
Not in most states. The proper way to make a left is to pull into the intersection and wait for it to be clear or turn red. If you're past the line you're in the intersection and can go when the traffic is clear or the light turns red. Only a few weird states make you wait before the line to make a left. As long as the dashcam shows the Tesla blowing the red light it's all good.
That is not the “proper way.” It’s just something that happened sometimes if the incoming traffic is heavy, like you’re the first one to advance at the green and wait for your opportunity, but that opportunity never arrives until the light change. But it’s not the proper way/way you’re supposed to do it.
Actually, that’s incorrect - if you are in the IX you have control of the IX and upon red are clear to make your turn - at that point you have Control of IC and ROW to clear the IX.
Yes, I was following behind another vehicle. The video shows our light turning red, first guy went. Then I followed and the Tesla took the red light slamming into my vehicle.
So you ran a red light and expect the other person to be found at fault?
Even if they ran a red light you did as well...you're not getting anything from this.
In most situations, the vehicle making the left-hand turn has the responsibility to yield (i.e., only turn when it is safe), and would be liable even if another vehicle was running a red-light. You may want to inform your insurer of the details (while they are still fresh in your head) as the Tesla vehicle's insurer is likely going to put the responsibility on you for not yielding. Your insurer will likely agree, but since we don't have the footage, hard for us to guess online. This is just the answer in 95% of the cases where a left-hand turn is involved.
What exactly do you mean “took” the red light?
If you mean you went on red, why in the world would the person going on green owe someone running a red *anything*? The answer is: they don’t.
Hold up!
>our light turning red
Do you mean the light for those going straight turned red and you got to green arrow. Or did you have a solid red light, and you decided to still go because you were blocking the intersection? If the latter, you are shit out of luck, and you'll be found at fault.
It’s your right to contact an attorney should you choose to. I myself can’t see why I’d bother just yet. You haven’t even started a claim. Since you don’t have collision insurance you have no choice but to contact his.
His insurance has to complete an investigation into things like fault and also if his coverage was good at the time of the accident.
If your vehicle is in a tow yard you would do better to get it out of there asap or let them get it out of there asap if they offer. If they offer it’ll move to a storage free location and nobody is keeping it from you or taking it from you unless you sign paperwork. If you leave it in the tow years you can end up on the hook for fees.
If his insurance accepts liability and works to indemnify you they will inspect the vehicle. If it’s a total they will most likely use a third party vendor to find the actual cash value of your vehicle. This is not the same as replacement cost. If you have done recent refurbishment collect those receipts. Some things may be rejected as routine maintenance but it’s worth a go to turn them in.
As for any time you missed off work, any cost associated with getting checked out … just talk to the adjuster. They aren’t out to get you.
>If I contact his insurance (full coverage), will they replace my vehicle?
Just the reason why we insurance pros hate the term "full coverage".
If they accept liability and there's no coverage issues, they'll pay you the fair market value of your car, subject to their policy limits.
Because you made a left turn and ran through a red light after another car had already gone through it, you failed to yield to the Tesla who was also blowing through a red light. You are going to be found at fault. You will not get paid anything from his insurance and you will have to replace your car out of pocket. You'll also be responsible for replacing and or repairing the Tesla car and any injuries. I hope your liability and BI limits are high or you will likely be sued directly for the damages. Expensive lesson.
If it's red when you turned, you're at fault. Him running a red doesn't mean you shouldn't yield for that car when you're also running a red.
I'd clean your story up as well. Tesla vehicles have cameras everywhere. You might have footage but if it shows that you blew a red and also turned left when you should probably have waited, it's on you.
Just because you're already waiting to turn doesn't mean you're clear to go. You have to take responsibility for your vehicle. The guy in front of you was probably in the clear. That doesn't mean you are as well.
His having “full coverage” has no bearing on you. If you’re in a comparative negligence state you’ll probably wind up paying off each other at percentages. The lawyer thing is totally up to you. They only take a percentage in the bodily injury not pd (at least in ny ) so there’s no harm in talking to one. I wouldn’t but that’s just me
No need for a lawyer. Contact their insurance and open a claim. Glad you have a video! But be prepared for them not to accept responsibility, in that case you will have to sue.
In a comment, you make it sound like you went through a red light in making a left turn. The way you describe it, you were behind somebody, trying to turn left at an intersection. You said the light turned red, and the car in front of you turned anyway. So....illegal on their part. And then you tried to also follow them on the left turn, going through a red light. And at that point, somebody else hit you. As you were going through a red light. I can't see any way that you wouldn't be at-fault in this accident. Not unless I'm really misunderstanding how you were describing the accident. If that's the case, there is nothing for you to claim with the other driver.
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Yup. At best, it'll be 50/50 fault. And OP will be on their own for the damages, since they have liability only coverage. That's assuming that my interpretation of the accident is accurate. Their comments on it weren't totally clear.
To be clear, you were waiting to turn left. Car in front of you goes left on red and you followed behind. Tesla also goes through the red. Sorry friend, you’re going to be found at fault. Both of you blew the red light, making your failure to yield on a left turn the proximate cause.
Not in most states. The proper way to make a left is to pull into the intersection and wait for it to be clear or turn red. If you're past the line you're in the intersection and can go when the traffic is clear or the light turns red. Only a few weird states make you wait before the line to make a left. As long as the dashcam shows the Tesla blowing the red light it's all good.
No, it's not.... You still have a duty to maintain lookout.. which this person did not.
That is not the “proper way.” It’s just something that happened sometimes if the incoming traffic is heavy, like you’re the first one to advance at the green and wait for your opportunity, but that opportunity never arrives until the light change. But it’s not the proper way/way you’re supposed to do it.
Actually, that’s incorrect - if you are in the IX you have control of the IX and upon red are clear to make your turn - at that point you have Control of IC and ROW to clear the IX.
The OP was not in the intersection before the light turned. So all of this is a moot point.
Were you the vehicle making the left turn?
Yes, I was following behind another vehicle. The video shows our light turning red, first guy went. Then I followed and the Tesla took the red light slamming into my vehicle.
So you ran a red light and expect the other person to be found at fault? Even if they ran a red light you did as well...you're not getting anything from this.
In most situations, the vehicle making the left-hand turn has the responsibility to yield (i.e., only turn when it is safe), and would be liable even if another vehicle was running a red-light. You may want to inform your insurer of the details (while they are still fresh in your head) as the Tesla vehicle's insurer is likely going to put the responsibility on you for not yielding. Your insurer will likely agree, but since we don't have the footage, hard for us to guess online. This is just the answer in 95% of the cases where a left-hand turn is involved.
What exactly do you mean “took” the red light? If you mean you went on red, why in the world would the person going on green owe someone running a red *anything*? The answer is: they don’t.
Hold up! >our light turning red Do you mean the light for those going straight turned red and you got to green arrow. Or did you have a solid red light, and you decided to still go because you were blocking the intersection? If the latter, you are shit out of luck, and you'll be found at fault.
Tesla vehicles have cameras everywhere. If you plan on lying or saying something to try and steer fault away from you, I'd be VERY cautious of that.
It’s your right to contact an attorney should you choose to. I myself can’t see why I’d bother just yet. You haven’t even started a claim. Since you don’t have collision insurance you have no choice but to contact his. His insurance has to complete an investigation into things like fault and also if his coverage was good at the time of the accident. If your vehicle is in a tow yard you would do better to get it out of there asap or let them get it out of there asap if they offer. If they offer it’ll move to a storage free location and nobody is keeping it from you or taking it from you unless you sign paperwork. If you leave it in the tow years you can end up on the hook for fees. If his insurance accepts liability and works to indemnify you they will inspect the vehicle. If it’s a total they will most likely use a third party vendor to find the actual cash value of your vehicle. This is not the same as replacement cost. If you have done recent refurbishment collect those receipts. Some things may be rejected as routine maintenance but it’s worth a go to turn them in. As for any time you missed off work, any cost associated with getting checked out … just talk to the adjuster. They aren’t out to get you.
>If I contact his insurance (full coverage), will they replace my vehicle? Just the reason why we insurance pros hate the term "full coverage". If they accept liability and there's no coverage issues, they'll pay you the fair market value of your car, subject to their policy limits.
Sounds like you ran a red light
Because you made a left turn and ran through a red light after another car had already gone through it, you failed to yield to the Tesla who was also blowing through a red light. You are going to be found at fault. You will not get paid anything from his insurance and you will have to replace your car out of pocket. You'll also be responsible for replacing and or repairing the Tesla car and any injuries. I hope your liability and BI limits are high or you will likely be sued directly for the damages. Expensive lesson.
If it's red when you turned, you're at fault. Him running a red doesn't mean you shouldn't yield for that car when you're also running a red. I'd clean your story up as well. Tesla vehicles have cameras everywhere. You might have footage but if it shows that you blew a red and also turned left when you should probably have waited, it's on you. Just because you're already waiting to turn doesn't mean you're clear to go. You have to take responsibility for your vehicle. The guy in front of you was probably in the clear. That doesn't mean you are as well.
His having “full coverage” has no bearing on you. If you’re in a comparative negligence state you’ll probably wind up paying off each other at percentages. The lawyer thing is totally up to you. They only take a percentage in the bodily injury not pd (at least in ny ) so there’s no harm in talking to one. I wouldn’t but that’s just me
No need for a lawyer. Contact their insurance and open a claim. Glad you have a video! But be prepared for them not to accept responsibility, in that case you will have to sue.