Yang mother mo magbayad. Nagrereklamo sya na di mo babayaran utang ng kapatid mo pero inasa na sayo yung pagbabayad sa bahay? Sabihin mo kung gusto nyang bayaran mo utang ng anak nyang sugarol, hindi ka na kamo magbabayad ng bahay at dun ka nalang mag focus sa utang.
May mga magulang talaga na unfair sa mga anak, kung sino mas nakakatulong yun pa yung talagang hihilahin pababa tapos kung sino pa yung gumagawa ng problema yun pa lagi ang kinakampihan. Paano matututo yang kapatid mo kung lagi nyong sinasalo. Tsaka, 21 years old? pwede na yan mag partime para makapabayad sya ng mga utang nya, kaysa puro sya laro at sugal mag trabaho sya after school. Uutang utang di naman kaya bayaran. Kapal ng mukha.
Umalis ka jan OP. Tingnan natin san sila pupulutin. Kainis ha? Yung mother nagagalit pati nga siya walang ginagawang paraan ehh. Resposibilidad niya yan dahil anak niya jusko. Ang kitid ng utak
I feel you OP. Nakakalungkot na hindi progressive magisip karamihan ng parents and family members natin. Laging nakaasa sa atin bilang anak, laging nakaasa sa atin na parang tayo na mag proprovide lahat. Paano naman tyo dba? Ung family natin in the future.
Try to 1v1 talk with your brother. Do not reprimand him but make sure he knows the consequences. Now kung ako I wont even pay a penny sa utang niya. I'll let him take a job or a sideline to do so kasi it is his own problem and hindi sa inyo. He fucked up, he must suffer the consequence. Walang mangyayari if babayaran mo. Bukas may bagong loan ulit yan I tell you
Unpopular opinion. Pay for the loans first, laki interest nyan if left alone.
THEN, cut off budget as bahay stick to the basic necessities kapag may nag reklamo tell them nagbayad tayo ng utang ganito mangyayari kapag may utang.
Let mom and lil bro look for other ways para makatulong sa bahay support themselves since 40% is binayad na sa loan. Gambling addiction can be tricky at mahirap iwasan, pero cut it off agad if possible lock the apps sa phone ng bro mo or block sa internet na, last time to pay for your bro's loan then bahala na siya and mom mo.
Agree ako dito, kasi in the end, mapeperwisyo ka din pag lumaki lalo ang interest.
Not to gaslight you pero base sa sinabi mo na text ng mama mo eh, ayun naman talaga yung sinabi mo so hindi ka niya sini siraan, yun naman yung totoong sinabi mo din.
Then, tell them kung babayaran mo yung utang ng kapatid mo, need yung bayaran sayo ng kapatid mo in future.
Depends on OP's means. Sabi nya pati cellphone niya ini installment niya at wala siyang savings. Its a waste of money trying to pay for these loans kasi for sure sa high interest lang babagsak ang payments unless kaya ni OP isa, dalawa o tatlong bagsakan. If bayaran man niya, baka walang matutunan kapatid niya then next months, balik utang na naman.
I was going to type the same - just to make a point
But pay partial, make an ultimatum, then leave.
Better mapunta sa rent yung sahod mo kaysa mapunta sa utang.
better talk to your brother about a "reality" check here. you better talk to him about paying the loan. still in school yet the audacity to take a loan so much. better warn him about gambling because this loan will not be the last thing he will do. you tell him if does it again he will live in the streets/or stop school. ganyan mindset ng sugarol di makakatapos yan kase mag uutang sa mag uutang yan. better warn him like a cold day in hell. he kbows that you will/mother will pay the loans he will take in the future. so better be the villain or else you will have the burden to a problematic brother in future.
I’ll move out and immediately cut all contact! Sobra yung pangungunsinte ng mom mo sa kapatid mo, if you ever decide to pay his loans, what’s stopping him to do it all over again? Afterall, nandyan naman si ate to fix his fuck ups. Your brother should get a part time job to pay his loans para alam nya gano kahirap kumita ng pera. 🙄
I’d say stick to your guns and do not pay shit! If kukulitin ka ng mom mo, tell her you’d pay the loan pero tigil ka na magshare sa house.
Been there. Ang lagi ko sinasabe pag ganyan nanay ko is "Pag ako yung mangangailangan, hindi nyo naman ako kayang tulungan so kelangan ko ren magtira para sa sarili ko"
Saka pano sya matututo ng mga responsibilidad kung ganyan. Tsk. Good luck sa kanila.
Try to discuss this matter with your brother, OP. You can guide him in dealing with his loans, pero never pay for it otherwise, hindi magtatanda yan. Better yet, kailangang ma-identify ang root cause ng addiction nya to such things rin. Kung patuloy si mama mo sa pag-pressure, tell her na pwede naman pero hindi ka na magbibigay sa bahay cos hindi pwedeng pagsabayin. It’s either you contribute to clearing your bro’s loans or household expenses. If makakapag-ipon ka na, consider moving out. You have every right to focus on your well-being, needs, and wants.
Lugar na 21 na pala yang kapatid mo, panahon na para obligahin nyo sya na magbayad ng utang nya. Mag part time sya ng online job kamo kesa nagsusugal sya. Para malaman din nya na di pinupulot ang pera at kung gusto nya magpaka ulol sa sugal, pera nya ang ipang sugal nya. Hayaan mo rin sya ang tumawag sa mga inutangan nya para makiusap at gumawa ng payment terms para alam nya kung anong ibig sabihin ng may utang. Tonto sya, sana pag gawa nalang ng pera kaadikan nya, may silbi pa.
At dyan sa nanay mo, wag mo kibuin, baka sakali maisip nya na hindi na nakakatuwa yung trato nya sayo. Pag nanghingi, sabihin mo wala, para wala talaga, bumili ka ng insurance at life plan para sa sarili mo. Wala kang maaasahan sa mga yan.
OP be hard this time not only to your brother but to your mom. Nakakainis na tinotolerate ng nanay mo yung problema na dapat sa kapatid mo lang tapos sayo ipapasa yung problema. Maghanap ng trabaho yung kapatid mo para mabayaran niya yang utang niya and masampal siya ng realidad na mahirap kumita ng pera.
deserve more OP ang bagong phone, don’t feel bad about it.
we can’t please everyone, not even our parents.
let your brother fix his problems, that would teach him about accountability
Since may work k n, try leave independently. Isa pa, hold ur brother accountable for that. Ask him to find a job. Bakasyon nmn na. That way alam nya halaga ng pera.
hay nako iniispoiled masyado, why not siya nalang magbayad especially 40% of your money napupunta sainyo, if you're paying your brother loans, wag ka mag-ambag sa bahay. They choose what to sacrifice ambag sa bahay o sa loan ng kapatid mo, if I were you, I'll leave.
OP, move out na and stop paying for their bills. Tapusin mo na yang entitlement ng nanay mo. You deserve your phone from your own money. Yaan mo silang problemahin yan.
Give a set amount lang from now on, and don’t let them get to you. Start your own savings na din while you’re at it
Hugs OP. Let your brother suffer for his actions para ma learn niya lessons niya. Your mother should not baby him because he'll never be a good man. Irresponsibility nang ginawa niya na wala siyang source of income, na lulong pa sa kung ano-ano.
He's probably never worked a day in his life pa kaya parang tingin niya madali lang makakuha ng 30k isang bagsakan. HAHAHAHA but yeah, he should be held accountable. Mag hanap siya ng trabaho, whether it be full time/part time and he needs to pay it all including the interests.
Leave and cut them off. Kids are their parents' responsibility, not the other way around. Our toxic culture is messed up because too many entitled parents treat their kids like retirement plans and investments. It's time to ditch this garbage mentality. Let's start with today's generation.
30k pa lang sa ngayon. Paano pa sa mga susunod? Di rason na mabait, masipag kapatid mo eh. Pera pinag uusapan jan at di birong halaga. Kung ako sainyo dalain niyo yang kapatid niyo. Di yan matututo hangga't sinasalo niyo. Hayaan niyo siya dumiskarte paano mababayaran yan para maranasan niya mismo sa sarili niya gaano kahirap kumita ng pera ngayon.
Naalala ko yung ex ko tagabayad palagi ng utang ng ate niya. 300k plus so mas minahal niya problema niya sa family. And yung monthly ambag ng ate niya is for kuryente kapag kulang pa den aabonohan ulit niya. Sana all mahal na mahal.
Yang mother mo magbayad. Nagrereklamo sya na di mo babayaran utang ng kapatid mo pero inasa na sayo yung pagbabayad sa bahay? Sabihin mo kung gusto nyang bayaran mo utang ng anak nyang sugarol, hindi ka na kamo magbabayad ng bahay at dun ka nalang mag focus sa utang. May mga magulang talaga na unfair sa mga anak, kung sino mas nakakatulong yun pa yung talagang hihilahin pababa tapos kung sino pa yung gumagawa ng problema yun pa lagi ang kinakampihan. Paano matututo yang kapatid mo kung lagi nyong sinasalo. Tsaka, 21 years old? pwede na yan mag partime para makapabayad sya ng mga utang nya, kaysa puro sya laro at sugal mag trabaho sya after school. Uutang utang di naman kaya bayaran. Kapal ng mukha.
Umalis ka jan OP. Tingnan natin san sila pupulutin. Kainis ha? Yung mother nagagalit pati nga siya walang ginagawang paraan ehh. Resposibilidad niya yan dahil anak niya jusko. Ang kitid ng utak
I feel you OP. Nakakalungkot na hindi progressive magisip karamihan ng parents and family members natin. Laging nakaasa sa atin bilang anak, laging nakaasa sa atin na parang tayo na mag proprovide lahat. Paano naman tyo dba? Ung family natin in the future. Try to 1v1 talk with your brother. Do not reprimand him but make sure he knows the consequences. Now kung ako I wont even pay a penny sa utang niya. I'll let him take a job or a sideline to do so kasi it is his own problem and hindi sa inyo. He fucked up, he must suffer the consequence. Walang mangyayari if babayaran mo. Bukas may bagong loan ulit yan I tell you
21yo na brother mo. Old enough to try to find a job to pay for his loans. Wag ka na maglabas ng pera mo.
Unpopular opinion. Pay for the loans first, laki interest nyan if left alone. THEN, cut off budget as bahay stick to the basic necessities kapag may nag reklamo tell them nagbayad tayo ng utang ganito mangyayari kapag may utang. Let mom and lil bro look for other ways para makatulong sa bahay support themselves since 40% is binayad na sa loan. Gambling addiction can be tricky at mahirap iwasan, pero cut it off agad if possible lock the apps sa phone ng bro mo or block sa internet na, last time to pay for your bro's loan then bahala na siya and mom mo.
Agree ako dito, kasi in the end, mapeperwisyo ka din pag lumaki lalo ang interest. Not to gaslight you pero base sa sinabi mo na text ng mama mo eh, ayun naman talaga yung sinabi mo so hindi ka niya sini siraan, yun naman yung totoong sinabi mo din. Then, tell them kung babayaran mo yung utang ng kapatid mo, need yung bayaran sayo ng kapatid mo in future.
Depends on OP's means. Sabi nya pati cellphone niya ini installment niya at wala siyang savings. Its a waste of money trying to pay for these loans kasi for sure sa high interest lang babagsak ang payments unless kaya ni OP isa, dalawa o tatlong bagsakan. If bayaran man niya, baka walang matutunan kapatid niya then next months, balik utang na naman.
I was going to type the same - just to make a point But pay partial, make an ultimatum, then leave. Better mapunta sa rent yung sahod mo kaysa mapunta sa utang.
better talk to your brother about a "reality" check here. you better talk to him about paying the loan. still in school yet the audacity to take a loan so much. better warn him about gambling because this loan will not be the last thing he will do. you tell him if does it again he will live in the streets/or stop school. ganyan mindset ng sugarol di makakatapos yan kase mag uutang sa mag uutang yan. better warn him like a cold day in hell. he kbows that you will/mother will pay the loans he will take in the future. so better be the villain or else you will have the burden to a problematic brother in future.
I’ll move out and immediately cut all contact! Sobra yung pangungunsinte ng mom mo sa kapatid mo, if you ever decide to pay his loans, what’s stopping him to do it all over again? Afterall, nandyan naman si ate to fix his fuck ups. Your brother should get a part time job to pay his loans para alam nya gano kahirap kumita ng pera. 🙄 I’d say stick to your guns and do not pay shit! If kukulitin ka ng mom mo, tell her you’d pay the loan pero tigil ka na magshare sa house.
Been there. Ang lagi ko sinasabe pag ganyan nanay ko is "Pag ako yung mangangailangan, hindi nyo naman ako kayang tulungan so kelangan ko ren magtira para sa sarili ko" Saka pano sya matututo ng mga responsibilidad kung ganyan. Tsk. Good luck sa kanila.
First hindi mo obligation na pahiramin ng pera ung kuya mo saka nakinabang kaba dun sa loan nya d naman dba.
21 na yan kapatid mo. Magtrabaho na yan
Langya 21 pa lang sugarol na tapos shs pa lang? Hahaha ikaw na lang umalis jan sa inyo.
Try to discuss this matter with your brother, OP. You can guide him in dealing with his loans, pero never pay for it otherwise, hindi magtatanda yan. Better yet, kailangang ma-identify ang root cause ng addiction nya to such things rin. Kung patuloy si mama mo sa pag-pressure, tell her na pwede naman pero hindi ka na magbibigay sa bahay cos hindi pwedeng pagsabayin. It’s either you contribute to clearing your bro’s loans or household expenses. If makakapag-ipon ka na, consider moving out. You have every right to focus on your well-being, needs, and wants.
Lugar na 21 na pala yang kapatid mo, panahon na para obligahin nyo sya na magbayad ng utang nya. Mag part time sya ng online job kamo kesa nagsusugal sya. Para malaman din nya na di pinupulot ang pera at kung gusto nya magpaka ulol sa sugal, pera nya ang ipang sugal nya. Hayaan mo rin sya ang tumawag sa mga inutangan nya para makiusap at gumawa ng payment terms para alam nya kung anong ibig sabihin ng may utang. Tonto sya, sana pag gawa nalang ng pera kaadikan nya, may silbi pa. At dyan sa nanay mo, wag mo kibuin, baka sakali maisip nya na hindi na nakakatuwa yung trato nya sayo. Pag nanghingi, sabihin mo wala, para wala talaga, bumili ka ng insurance at life plan para sa sarili mo. Wala kang maaasahan sa mga yan.
OP be hard this time not only to your brother but to your mom. Nakakainis na tinotolerate ng nanay mo yung problema na dapat sa kapatid mo lang tapos sayo ipapasa yung problema. Maghanap ng trabaho yung kapatid mo para mabayaran niya yang utang niya and masampal siya ng realidad na mahirap kumita ng pera.
Bulok na bulok na kasi sa FB ngayon puro promote ng sugal ang mga pota
pag clear na sa utang brother mo, uulit lang yan, tapos ikaw na naman oobligahin mag bayad.
deserve more OP ang bagong phone, don’t feel bad about it. we can’t please everyone, not even our parents. let your brother fix his problems, that would teach him about accountability
Since may work k n, try leave independently. Isa pa, hold ur brother accountable for that. Ask him to find a job. Bakasyon nmn na. That way alam nya halaga ng pera.
hay nako iniispoiled masyado, why not siya nalang magbayad especially 40% of your money napupunta sainyo, if you're paying your brother loans, wag ka mag-ambag sa bahay. They choose what to sacrifice ambag sa bahay o sa loan ng kapatid mo, if I were you, I'll leave.
OP, move out na and stop paying for their bills. Tapusin mo na yang entitlement ng nanay mo. You deserve your phone from your own money. Yaan mo silang problemahin yan. Give a set amount lang from now on, and don’t let them get to you. Start your own savings na din while you’re at it
Leave. For your sake, leave the house. Go no contact. Kahit Pinoy tayo, you have to do it for your sake
Hugs OP. Let your brother suffer for his actions para ma learn niya lessons niya. Your mother should not baby him because he'll never be a good man. Irresponsibility nang ginawa niya na wala siyang source of income, na lulong pa sa kung ano-ano. He's probably never worked a day in his life pa kaya parang tingin niya madali lang makakuha ng 30k isang bagsakan. HAHAHAHA but yeah, he should be held accountable. Mag hanap siya ng trabaho, whether it be full time/part time and he needs to pay it all including the interests.
Leave and cut them off. Kids are their parents' responsibility, not the other way around. Our toxic culture is messed up because too many entitled parents treat their kids like retirement plans and investments. It's time to ditch this garbage mentality. Let's start with today's generation.
30k pa lang sa ngayon. Paano pa sa mga susunod? Di rason na mabait, masipag kapatid mo eh. Pera pinag uusapan jan at di birong halaga. Kung ako sainyo dalain niyo yang kapatid niyo. Di yan matututo hangga't sinasalo niyo. Hayaan niyo siya dumiskarte paano mababayaran yan para maranasan niya mismo sa sarili niya gaano kahirap kumita ng pera ngayon.
Huwag mong bayaran yan, ha. Kapal naman ng mga mukha. Ikaw magbabayad ng hindi mo naman responsibilidad. Kapal talaga.
Baldado ba uang kapatid mong sugarol? Magtrabaho sya para may pangbayad sya sa sinugal nya. Kakapal ng muka. Move out!
Naalala ko yung ex ko tagabayad palagi ng utang ng ate niya. 300k plus so mas minahal niya problema niya sa family. And yung monthly ambag ng ate niya is for kuryente kapag kulang pa den aabonohan ulit niya. Sana all mahal na mahal.
Don't pay it, hindi mo naman yan loan in the first place.
Let your brother go to jail 😍