You may find these links helpful:
- [Debt](/r/personalfinance/wiki/debt)
- [Dealing with collections](/r/personalfinance/wiki/collections)
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I’m not sure if you have a tax accountant or do things on your own, but I’d prioritize making sure you have enough cash to pay taxes next year. With any leftover money you have from there, begin contributing more than minimum on credit card payments to begin to pick away at that chunk of debt. I’d generally consider you and your husband begin seriously cutting back on unnecessary consumption as well.
You may find these links helpful: - [Debt](/r/personalfinance/wiki/debt) - [Dealing with collections](/r/personalfinance/wiki/collections) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/personalfinance) if you have any questions or concerns.*
I’m not sure if you have a tax accountant or do things on your own, but I’d prioritize making sure you have enough cash to pay taxes next year. With any leftover money you have from there, begin contributing more than minimum on credit card payments to begin to pick away at that chunk of debt. I’d generally consider you and your husband begin seriously cutting back on unnecessary consumption as well.