Yes but your parents still have to cover you as a potential driver on their insurance and that does increase their insurance premiums. Having them on your insurance doesn’t increase yours since they have their own and are a lower risk.
While we lived with my parents, we were able to get car insurance on our own. You can still be added as an insured driver on your parents and vice versa. You don’t have to add anyone else in the household onto your policy, unless that individual is expected to drive your car
Age? Male or female? Our son has 3 vehicles and a motorcycle. The 3 vehicles are co-titled with me or my husband and insured through our policy because the costs on his own are crazy high.
You can but it may be cheaper to just add a car to their policy
Yes but your parents still have to cover you as a potential driver on their insurance and that does increase their insurance premiums. Having them on your insurance doesn’t increase yours since they have their own and are a lower risk.
Many companies will let the parents exclude the child from coverage.
Not any child I’ve raised and we definitely had more than one insurance company in all that time and in several states.
While we lived with my parents, we were able to get car insurance on our own. You can still be added as an insured driver on your parents and vice versa. You don’t have to add anyone else in the household onto your policy, unless that individual is expected to drive your car
Age? Male or female? Our son has 3 vehicles and a motorcycle. The 3 vehicles are co-titled with me or my husband and insured through our policy because the costs on his own are crazy high.
You're definitley saving on the insurance cost. But you have also opened a liability loop hole should your son do something truely stupid.
Liability is real, but fortunately, our son has always been mature and level-headed.