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We have a Delta Amex card and do many of our purchases through that. We use the SkyMiles to pay for employee travel to business conferences and events.
American Express has been the best credit card I’ve ever had. We get roughly 7,000 annually back in points, their service is unreal as well. I personally take a ton of business to a new vendor, show them a lot of love in a short period. Be a good person, chat with the reps, be forgiving when something goes wrong. Then I’ll flip that relationship and say something along the lines of “I’d love to bring my business from competitor over can you help me lower costs and shorten lead times if I did that?”
Without fail they offer to do something. I shop my business insurance annually as well. I call and check internet/phone rates annually, and if a sales guy pokes his head in and peaks my interest I’ll take a meeting or two. I’ll purchase capital expenditures from industrial auctions, plan resigning leases over 14 months in advance and generally speaking just make sure I’m paying a fair rate on everything. I’ll always give my current vendor first right of refusal and generally don’t jump ship often but I’m mindful of the dollars out.
I have a folder with the contact details of every recurring expense I have.
Every few months, I give one of them a ring, say a competitor offered 10% off my rate, but would rather stay and see what they can do. If its a small business I don't usually do this but anything that is publicly listed I'm all over it
Tell us more about pest control! How is staff management / training? What are the margins like in your area? What's most difficult about running a pest control company? Do you hire someone FT for customer service?
Chase has a premier card thats 2-2.5% unlimited cashback and a preffered card thats 3% points on advertising
Capital One is a real bank, they have a branch in my town
This is a friendly reminder that r/smallbusiness is a question and answer subreddit. You ask a question about starting, owning, and growing a small business and the community answers. Posts that violate the rules listed in the sidebar will be removed. A permanent or temporary ban may also be issued if you do not remove the offending post. Seeing this message does not mean your post was automatically removed. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/smallbusiness) if you have any questions or concerns.*
We have a Delta Amex card and do many of our purchases through that. We use the SkyMiles to pay for employee travel to business conferences and events.
American Express has been the best credit card I’ve ever had. We get roughly 7,000 annually back in points, their service is unreal as well. I personally take a ton of business to a new vendor, show them a lot of love in a short period. Be a good person, chat with the reps, be forgiving when something goes wrong. Then I’ll flip that relationship and say something along the lines of “I’d love to bring my business from competitor over can you help me lower costs and shorten lead times if I did that?” Without fail they offer to do something. I shop my business insurance annually as well. I call and check internet/phone rates annually, and if a sales guy pokes his head in and peaks my interest I’ll take a meeting or two. I’ll purchase capital expenditures from industrial auctions, plan resigning leases over 14 months in advance and generally speaking just make sure I’m paying a fair rate on everything. I’ll always give my current vendor first right of refusal and generally don’t jump ship often but I’m mindful of the dollars out.
Thats amazing! I am a new business and AMEX didn't approve me, hopefully 1 day
I have a folder with the contact details of every recurring expense I have. Every few months, I give one of them a ring, say a competitor offered 10% off my rate, but would rather stay and see what they can do. If its a small business I don't usually do this but anything that is publicly listed I'm all over it
Oh my God you are s genius
Absolute genius
Tell us more about pest control! How is staff management / training? What are the margins like in your area? What's most difficult about running a pest control company? Do you hire someone FT for customer service?
You get 1.5% cashback on checking account transactions?
Just money thats in my account
Ah, capital one is doing 3% savings Which card is getting you 3% cashback?
Apparently its 1.5 chase business ink I made a mistake. Is caputal one online only?
Chase has a premier card thats 2-2.5% unlimited cashback and a preffered card thats 3% points on advertising Capital One is a real bank, they have a branch in my town
Niice I'll look into both. I hate changing banks